Can named drivers build up NCB?
- Named drivers mean you are using the insurance under someone policy.
- Therefore named drivers aren’t usually allowed to build up their own NCB, as it’s the main driver’s no claim record that the car insurance policy recognizes.
- Letting named drivers earn their own NCB could leave the framework open to abuse, as you could build up a no-claims discount without continually getting in the driver’s seat.
- But also you can find some car insurance companies that offer no claim bonus NCB for named drivers, however, they can’t guarantee this will be recognized by different insurers. This is, however, becoming more typical.